Launch numbers
1K+Installs
n/aRating
Oct 16, 2026Released
Oct 23, 2026Updated
What it is
Payment is held until delivery is confirmed, then released to the seller.
You pay first and the seller disappears. Or you deliver first and the chat goes quiet. MoniRef ends that. The buyer’s money is held by our licensed payment partner and released to the seller only when the buyer confirms delivery. No foul play, on either side.Built for how Nigerians actually buy and sell online: Instagram and WhatsApp vendors, Facebook Marketplace and Jiji deals, pay-on-delivery orders, freelancers a…